Adoption Financing
Here are some ways to help afford an adoption:
- Ask a family member for a loan (they just might give it as a gift);
- Can you borrow against a retirement plan?
- Find out if your employer has adoption benefits; this could be $2,0000 or more;
- Consider a commercial lender or financial institution;
- The Adoption Tax Credit, over $10,000;
- Government subsidies for foster adoptions
- Some placing parents may have private insurance or Medicaid;
- Check to see if your insurance policy will cover adoption medical expenses for the birth mother after the adoption (this is becoming much more common);
- Getting Started with Adoption
- How Many People Choose Adoption?
- Is Adoption Right for You?
- Adoption Self-Assessment Quiz
- Which Children Are Available for Adoption?
- Sibling Groups
- Who Can Adopt?
- Qualification Requirements for Adopting Parents
- Your Adoption Options
- Agency Adoption
- Private (or Independent) Adoption
- Options in Independent Adoption
- Adoption Facilitators
- International Adoption
- Foster Adoption
- Stepparent Adoption
- Transracial Adoption
- Special Needs Adoption
- Military Adoption
- Making an Adoption Plan
- Selecting an Adoption Professional
- Getting an Adoption Homestudy
- Adoption Costs
- Why Do Costs Seem So High?
- Help Handling the Costs of Adoption
- The Adoption Tax Credit
- Adoption Subsidies
- Employer Adoption Benefits
- Networking & Networking Tools
- Legal Issues in Adoption
- Evaluating Adoption Risks
- Open Adoption
- Breastfeeding the Adopted Child
- Coping With the Wait
- Glossary of Terms
- Recommended Reading
- Conclusion
Related Topics
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We are a loving, energetic, down-to-earth, childless couple looking to adopt a baby. Family is very important to us. We look forward to loving, caring for, guiding, and watching... [more]
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Note: Our authors are dedicated to honest, engaged, informed, intelligent, and open conversation about adoption. The opinions expressed here may not reflect the views of Adoption.com.