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Adoption Financing

Most people can afford to adopt, but it may take good financial planning. There are organizations focused on helping make it financially possible for you to adopt through loans, grants, or subsidies, and many creative couples have found ways to raise at least some of the money on their own.

Here are some ways to help afford an adoption:
  • Ask a family member for a loan (they just might give it as a gift);
  • Can you borrow against a retirement plan?
  • Find out if your employer has adoption benefits; this could be $2,0000 or more;
  • Consider a commercial lender or financial institution;
  • The Adoption Tax Credit, over $10,000;
  • Government subsidies for foster adoptions
  • Some placing parents may have private insurance or Medicaid;
  • Check to see if your insurance policy will cover adoption medical expenses for the birth mother after the adoption (this is becoming much more common);
For more information:
  1. Getting Started with Adoption
  2. How Many People Choose Adoption?
  3. Is Adoption Right for You?
  4. Adoption Self-Assessment Quiz
  5. Which Children Are Available for Adoption?
  6. Sibling Groups
  7. Who Can Adopt?
  8. Qualification Requirements for Adopting Parents
  9. Your Adoption Options
  10. Agency Adoption
  11. Private (or Independent) Adoption
  12. Options in Independent Adoption
  13. Adoption Facilitators
  14. International Adoption
  15. Foster Adoption
  16. Stepparent Adoption
  17. Transracial Adoption
  18. Special Needs Adoption
  19. Military Adoption
  20. Making an Adoption Plan
  21. Selecting an Adoption Professional
  22. Getting an Adoption Homestudy
  23. Adoption Costs
  24. Why Do Costs Seem So High?
  25. Help Handling the Costs of Adoption
  26. The Adoption Tax Credit
  27. Adoption Subsidies
  28. Employer Adoption Benefits
  29. Networking & Networking Tools
  30. Legal Issues in Adoption
  31. Evaluating Adoption Risks
  32. Open Adoption
  33. Breastfeeding the Adopted Child
  34. Coping With the Wait
  35. Glossary of Terms
  36. Recommended Reading
  37. Conclusion
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Helping birth mothers find the right adoptive family.

Robert & Sara (VA)

are hoping to adopt

Robert & Sara hoping to adopt A Service of Adoption Profiles, LLC
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